Fixed rate
A rate that does not move for the length of the deal, so the payment is the same every month.
- 2, 3 or 5 year fixed terms
- Deposit from 10%
- Overpay up to 10% a year without a fee
Mortgages
Mortgage plans
Plans for buying your first home, moving, remortgaging or letting a property out. Apply from inside the app and follow every step from your dashboard.
Tracker
Follows the central bank base rate, so the payment falls when the rate does — and rises when it climbs.
- 2 or 5 year trackers
- Deposit from 15%
- No early repayment charge
Buy to let
For a property you intend to rent out, assessed on the expected rental income as well as your own.
- Interest-only or repayment
- Deposit from 25%
- Portfolio landlords welcome
How an application runs
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01
Tell us what you need
Share the property price, the deposit you have and what you earn.
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02
Get a decision in principle
A reviewer checks affordability and confirms what you can borrow.
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03
Submit your documents
Identity, income and the property details, all uploaded securely in the app.
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04
Completion
Funds are released to the seller and the mortgage appears on your dashboard.
Rates and terms depend on the property, your deposit and an affordability review. Nothing here constitutes a binding financial offer.